Thursday, February 7, 2013

3 Things You Really Want To Know About Your Light Bulbs


1. By 2014, it will be illegal to manufacture (not buy) standard 40-, 60-. 75- and 100-watt bulbs


The Department of Energy passed new energy efficiency standards for “everyday” light bulbs to meet. The new standards are expected to save American households hundreds of dollars on their energy bill every year.


For as long as you can find them — Amazon.com is a good place to start if you’re on the hunt and your local hardware store is already out of stock — you can buy as many standard incandescent light bulbs as you like.



2. Energy efficient bulb technology is improving every day


We have come a long way from the first over-sized, institutional-light shedding CFL (compact fluorescent light) bulb. CFLs are now available in smaller sizes, multiple light tones, 3-way and dimmable versions.


LED (light emitting diode) light bulbs are also making a big splash in the alternative light bulb space. They are easily dimmable and turn instantly, in contrast to CFLs, which often have a short delay before the light comes on — how dimmable “dimmable CFLs” really are has been a hot topic as well.


LEDs and CFLs still fall short in the tone of the light they give off — almost every review of these technologies notes that so far, the warm light of incandescence has not been matched by either LED or CFL, although they are getting better and better.


LED bulbs are leading the way in prettier bulbs and warmer light. The price for LED bulbs is higher than for CFLs, but that’s expected to drop rapidly over the next year and beyond as manufacturing technology improves. Even at $20 to $50 a bulb, one 60-watt LED replacement can save you more than $100 in energy costs  — and should last more than 20 years.


Check out these LED lights for replacements for your incandescent bulbs:



3. Blown CFL bulbs shouldn’t go in the trash




(image from “Take the CFL recycling challenge” on Mother Nature Network)


Because CFLs contain mercury, it’s best not to include them with your everyday household trash. In fact, some states, such asCalifornia,Maine,New Hampshire,Minnesota,Vermontand Massachussetts prohibit disposing of mercury-containing lamps in landfills.


Almost every component of a CFL bulb can be reused, so recycling the old bulbs not only keeps mercury from being released into the environment, it creates less waste overall.


If you don’t throw them in the trash can, where can you dispose of them? Many retailers, such as Lowes, Home Depot, Ace Hardware, Orchard Supply and more will take blown CFLs off your hands. There are also mail-back programs from organizations like EcoLights, EverLights and BakPak Mail-Back Recycling.


For more information on — and resources for — disposing of your CFL bulbs, check out this page on the EPA site.


 


 

Friday, February 1, 2013

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Gary Bussard
   
Gary Bussard
VP Mortgage Banker
Pulaski Bank Home Lending
Phone: (314) 993-6690
Cell (314) 283-0098
Kelly Deven- Client Services Advisor
gbussard@pulaskibank.com
www.4stlloans.com
Pulaski Bank Home Lending


February 2013


    

Fiscal Cliff
The Saga Continues

With the first of the year having come and gone, the headlines are suddenly devoid of mentions of the fiscal cliff, which begs the question: what happened? For such an enormous issue with such a dramatic narrative, the resolution was somewhat anti-climactic.
  
Fiscal CliffThe Saga Continues
Creme Brulee
A Dessert for the Perfect Romantic Evening
By Kirk Leins

With Valentine's Day just two weeks away, raise your hand if you've yet to plan a romantic evening for you and your Valentine. While I can't see who's actually raising their hand, I think it's safe to assume many folks are still plan-less. If you're one of them, take a deep breath and relax. I've got you covered.
  
Creme BruleeA Dessert for the Perfect Romantic EveningBy Kirk Leins
Top 10 Scams of 2012
The Better Business Bureau releases its annual list of the worst schemes that aimed to steal people's money or identity.
By Cameron Huddleston, Kiplinger.com

Each year the Better Business Bureau investigates thousands of scams, from new schemes that take advantage of current events to old ploys used time and again to bilk people. The BBB uses its data, along with reports from federal agencies and other sources, to compile an annual list of the top scams -- not necessarily the biggest as far as the number of people affected or amount of money stolen but rather the most egregious, says Carrie Hurt, president and CEO of the Council of Better Business Bureaus.
  
Top 10 Scams of 2012The Better Business Bureau releases its annual list of the worst schemes that aimed to steal people's money or identity.By Cameron Huddleston, Kiplinger.com
Kick Your New Year's Resolutions into High Gear
MyFitnessPal Can Help

Are you feeling like some of your New Year's resolutions have already fallen to the wayside...or are you worried they will? Well worry no more. There's a great tool that can help you stay on track--and it's free!
  
Kick Your New Year's Resolutions into High GearMyFitnessPal Can Help
Got Apps?
Great Apps for Tablet PCs

If you received a new tablet as a gift during the holidays or bought one during the after-holiday sales, you're not alone. Now that you're past the initial excitement of your new tablet device, you may start to wonder exactly what else you can do with it.
  
Got Apps? - Great Apps for Tablet PCs
Being Number One
A Success Message From a Legend

On Sunday February 3, either the Baltimore Ravens or the San Francisco 49ers will lift the Vince Lombardi Trophy as winners of the biggest single sporting event in the world: the Super Bowl. The trophy is named in honor of a man who inspired a losing team to become an unstoppable winning franchise.
  
Being Number One - A Success Message From a Legend